👋Project Timeline and Phases
The implementation timeline for the EBS Pay enhancement project is 1 month, focused on delivering a Minimum Viable Product (MVP) that includes all Must-have features for operational readiness and market rollout.
Although the timeline has been compressed, the roadmap follows a structured milestone-based approach to ensure delivery of a stable and functional MVP within the defined period.
Key Project Milestones & Feature Completion
Week 1–2
Core Wallet & Transaction Engine
Wallet creation, credit, and debit functionality.
Integration of funding channels and commission logic (Retailer cashback model).
Setup of base Admin web app for manual funding reconciliation.
Week 2–3
Bill Payments & Transfers
Integration with APIs for DSTV, electricity, broadband, and other bill payments.
Wallet-to-bank transfer implementation (with commission charges).
Transaction validation and history tracking.
Week 3–4
Role Management, Compliance & UI Redesign
Role-based access control (Admin, Retailer, Customer).
Audit logs, KYC, and basic AML compliance tools.
UI/UX redesign for both mobile and web interfaces (Customer, Retailer, Admin).
Must-Have Features (Target Completion by Launch - End of Week 4)
These components form the core of the MVP and ensure operational readiness at go-live:
Wallet Core Functions: Create, credit, debit, and view balance.
Retailer Cashback & Commission Tracking: Automated calculation and reporting of earned commissions.
Bill Payments Integration: Electricity, TV, broadband, and telco APIs with real-time validation.
Inter-Bank Transfers: Secure wallet-to-bank transactions with applied service charges.
Role-based Access Control: Distinct permissions for Admin, Retailer, and Customer roles.
Admin Reconciliation Tools: Manual review and reconciliation of wallet funding and withdrawals.
Audit Logs & Compliance Tools: KYC and AML checks for fraud prevention and regulatory compliance.
UI/UX Redesign: Unified design system and responsive interfaces for all user types.
Features Introduced During Development (Week 3–4 Overlaps)
Some components are developed concurrently and integrated into the MVP build phase:
Bill Payments API Integrations: Final API connections and testing across major service categories.
Post-Launch Features (Deferred Beyond Launch)
The following Should-have and Could-have items are planned for future sprints after the initial release:
Advanced Fraud Detection & System Monitoring (Should-have).
Support Dashboard (ticketing & live chat) (Should-have).
Interactive Analytics & Visualization Dashboards (Could-have).
Multilingual Support & Accessibility Enhancements (Could-have).
Full Broadband Storefront Enhancements (advanced order management, delivery tracking) (Won’t-have for now).