Nano Lending Project

Welcome to the Nano Lending - Interswitch & LightWay Finance

The Nano Lending—Interswitch & LightWay Finance—provides customers with instant, small-value digital loans. Using Interswitch Lending Services, the solution automates the entire lending process—from loan offers to acceptance and repayment notifications—while LightWay handles regulation, credit policies, and customer engagement. With most API integrations completed and testing finalized, the project is in its final phase before going live, positioning LightWay to scale digital lending and advance financial inclusion.

The project began with the design and testing of four key API integrations between Interswitch and LightWay MFB. Three of these endpoints (loan offers, loan acceptance, and repayment notification) have been successfully deployed, while the fourth (loan history) was excluded as non-essential following joint review. These integrations form the backbone of the nano-lending service, ensuring both institutions can securely exchange lending data and provide customers with a seamless digital experience.

Beyond technical integration, the project has also delivered on compliance, security, and regulatory requirements, ensuring that the lending solution aligns with both Central Bank of Nigeria (CBN) standards and Interswitch’s security protocols. Internal testing, compliance reviews, and User Acceptance Testing (UAT) with Interswitch have all been successfully completed, signaling readiness for live deployment.

In summary, the Nano Lending Project represents a milestone in Lightway’s digital transformation journey — blending innovation, financial inclusion, and operational efficiency. Once live, the platform will not only strengthen Lightway’s partnership with Interswitch but also establish a replicable framework for future digital financial services.