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Project Scope

The scope of this project defines the boundaries, deliverables, and key integrations required to successfully launch Lightway Finance’s cross-border payments solution leveraging the Bitcoin Lightning Network and UMA technology.

In-Scope

  1. Integration with Lightspark SDKs/APIs

    • Implement Lightning Connect for seamless access to the Bitcoin Lightning Network.

    • Deploy Universal Money Addresses (UMAs) for customer identity and simplified transactions.

    • Set up the Lightway Finance Lightning Node on Lightspark’s grid for payment routing, liquidity, and uptime.

  2. NGN On/Off-Ramp via MFB APIs

    • Connect Lightway Finance’s Microfinance Bank (MFB) network for instant local deposits and withdrawals in Nigeria.

    • Ensure regulatory compliance with CBN (Central Bank of Nigeria) standards.

    • Build automated settlement processes for Nigerian Naira (NGN).

  3. GBP On/Off-Ramp via ClearBank

    • Integrate with ClearBank APIs for GBP deposits, payouts, and reconciliations.

    • Establish liquidity and compliance processes for UK banking regulations.

    • Enable real-time exchange and settlement between GBP and NGN.

  4. Admin Interface for Lightspark Node Management

    • Build a secure admin dashboard for monitoring Lightning node activity.

    • Provide functionalities for funding channels, balance monitoring, and transaction tracking.

    • Include basic analytics and alerts for liquidity and uptime.

  5. Customer Registration & UMA Assignment

    • Automate account creation with UMA assignment upon registration.

    • Ensure smooth KYC/AML onboarding in line with Nigerian and UK regulatory standards.

    • Enable customers to initiate and receive cross-border transfers instantly.

Out-of-Scope

  • Building independent Lightning infrastructure outside of Lightspark’s ecosystem.

  • Expansion to additional currencies or markets (future roadmap).

  • Development of crypto exchange services (buy/sell/trade functionality).

  • Peer-to-peer marketplace or merchant services (not part of initial phase).

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