# Project Timeline and Phases

The **implementation timeline** for the EBS Pay enhancement project is **1 month**, focused on delivering a **Minimum Viable Product (MVP)** that includes all *Must-have* features for operational readiness and market rollout.

Although the timeline has been compressed, the roadmap follows a structured milestone-based approach to ensure delivery of a stable and functional MVP within the defined period.

## Key Project Milestones & Feature Completion

<table><thead><tr><th width="116">Phase</th><th>Timeline</th><th>Key Activities &#x26; Deliverables</th></tr></thead><tbody><tr><td><strong>Week 1–2</strong></td><td><strong>Core Wallet &#x26; Transaction Engine</strong></td><td><ul><li>Wallet creation, credit, and debit functionality.</li><li>Integration of funding channels and commission logic (Retailer cashback model).</li><li>Setup of base Admin web app for manual funding reconciliation.</li></ul></td></tr><tr><td><strong>Week 2–3</strong></td><td><strong>Bill Payments &#x26; Transfers</strong></td><td><ul><li>Integration with APIs for DSTV, electricity, broadband, and other bill payments.</li><li>Wallet-to-bank transfer implementation (with commission charges).</li><li>Transaction validation and history tracking.</li></ul></td></tr><tr><td><strong>Week 3–4</strong></td><td><strong>Role Management, Compliance &#x26; UI Redesign</strong></td><td><ul><li>Role-based access control (Admin, Retailer, Customer).</li><li>Audit logs, KYC, and basic AML compliance tools.</li><li>UI/UX redesign for both mobile and web interfaces (Customer, Retailer, Admin).</li></ul></td></tr></tbody></table>

### Must-Have Features (Target Completion by Launch - End of Week 4)

These components form the **core of the MVP** and ensure operational readiness at go-live:

* **Wallet Core Functions:** Create, credit, debit, and view balance.
* **Retailer Cashback & Commission Tracking:** Automated calculation and reporting of earned commissions.
* **Bill Payments Integration:** Electricity, TV, broadband, and telco APIs with real-time validation.
* **Inter-Bank Transfers:** Secure wallet-to-bank transactions with applied service charges.
* **Role-based Access Control:** Distinct permissions for Admin, Retailer, and Customer roles.
* **Admin Reconciliation Tools:** Manual review and reconciliation of wallet funding and withdrawals.
* **Audit Logs & Compliance Tools:** KYC and AML checks for fraud prevention and regulatory compliance.
* **UI/UX Redesign:** Unified design system and responsive interfaces for all user types.

#### **Features Introduced During Development (Week 3–4 Overlaps)**

Some components are developed concurrently and integrated into the MVP build phase:

* **Bill Payments API Integrations:** Final API connections and testing across major service categories.

#### **Post-Launch Features (Deferred Beyond Launch)**

The following *Should-have* and *Could-have* items are planned for future sprints after the initial release:

* **Advanced Fraud Detection & System Monitoring** (*Should-have*).
* **Support Dashboard (ticketing & live chat)** (*Should-have*).
* **Interactive Analytics & Visualization Dashboards** (*Could-have*).
* **Multilingual Support & Accessibility Enhancements** (*Could-have*).
* **Full Broadband Storefront Enhancements** (advanced order management, delivery tracking) (*Won’t-have for now*).


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